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Homestead Declaration
Homestead DeclarationA declared homestead is low cost tool designed to protect a homeowner's equity from creditors. This will protect your equity from certain debts, judgments, bankruptcy, medical debts, liens arising from car accidents, and all other involuntary liens. However, the homestead will not protect you from a mechanics lien, mortgages, government liens, child support, alimony and all other voluntary liens that you have consented to. The homestead is filed only once and will remain effective until you sell your home or file a homestead abandonment. You must currently live in the property that you would like to homestead.Contact us at 1-800-550-5490 for assistance in preparing and filing this form. Preparation Cost: Individual Homestead - $35.00 + filing fees / notary fees (approx. $20-$40) |
| Amount of equity protected (Amount of Protection may change) | |
| $50,000 | For a single person |
| $75,000 | For a single person with dependants or a married couple |
| $125,000 | For a person age 55 or older who earns less than $15,000 a year or $20,000 if married |
| $125,000 | For a person age 65 or older |
| $125,000 | For a mentally or physically disabled person |